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April 8, 2013 by LTC Insurance Consultants

Women Buying Long Term Care Insurance Can Save 20 to 40 Percent

Last updated: February 28, 2017 at 17:49 pm
John Hancock Long Term Care Insurance and Genworth Long Term Care Insurance will begin their gender specific pricing later this month (April). This presents a unique opportunity for women interested in buying long term care insurance to save as much as 20 to 40 percent on their for long term care insurance.

The largest savings is for women applying alone, but married women will also pay higher rates in situations where their spouses do not apply or qualify for coverage.
Women save money on long term care insurance.

Major long term care insurance companies like Genworth Financial and John Hancock Long Term Care Insurance have been planning gender distinct pricing for some time. The roll-out of the new gender specific premiums for long term care insurance initially applies to about 35 states and will ultimately affect all states with little exception (Montana and Colorado prohibit gender based pricing). California long term care insurance rates will not immediately be affected; however, we do expect to see the higher long term care insurance premiums for women when new generation long term care insurance products are approved. As we reported in January, these changes will not be limited to John Hancock Long Term Care and Genworth Financial as other long term care insurance companies have discussed this pricing change as well.

Filed Under: Genworth Financial, Genworth Long Term Care, John Hancock Long Term Care, Long Term Care Insurance General Blog, Long Term Care Insurance Premiums Tagged With: acacia insurance services, california long term care insurance, genworth financial, john hancock long term care insurance, long term care insurance, long term care insurance companies

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