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Why is long-term care insurance important?
  • Ensure you’ll receive quality, affordable care.
  • Safeguard your assets for your spouse and other heirs.
  • Relieve family members and friends from the burden of caregiving.
Why work with ACACIA Insurance?
  • Specialists with long-term care planning for over 30 years.
  • Multiple highly rated insurance companies and plan options.
  • Complimentary professional guidance from a long-term care advisor.
  • Endorsed by the American Association for Long-Term Care Insurance.

Long-Term Care Planning Guide

Long-term care insurance quotes and shopper's guide.You’ll also get this complimentary e-book, “What You Need to Know About Long-Term Care Insurance.“

What Our Clients Are Saying

  • Tom S. ★★★★★
    If you are shopping for long-term care insurance, then I strongly recommend that you contact Craig Matesky at ACACIA Insurance … More Services. Craig helped me get the best policy for my needs and budget. He is knowledgeable, friendly, and was always available to address my concerns. Thanks Craig!
  • Caitlin W. ★★★★★
    I have had the good fortune to work with Rhona Unsell in getting my LTC policy. Ms. Unsell is a true professional – her expertise, … More her ability to listen and to provide accurate information – all were so valuable to me. In making important life decisions, qualities like trust, knowledge, and the understanding of how to listen to a client’s needs are critical. Rhona has all these qualities and more. I strongly recommend Ms. Unsell to anyone looking for excellent ongoing service and a caring attitude.
  • Jason S. ★★★★★
    With the new long term care laws passed in Washington State, I was in the market for private LTC insurance. I worked with … More Michael Berger and I was blown away with how hard he worked to get me a plan that met my needs. As the market changed during this process, he was always the first on the phone explaining options and walking through what's next. I was able to get a great plan, at a great price, and can't recommend him and this group enough!

Google reviews for ACACIA Insurance.

Learn More About Long-Term Care Planning

Long-term care includes the support and services you might need for activities of daily living or severe cognitive impairments, whether it’s in your home or in a facility.
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70% Risk of Needing Care

Those turning age 65 today have an almost 70% chance of needing care during their lifetime. The average length of care is 3 years.1

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Increasing Cost of Care

In 2025, the national average cost for 3 years of long-term care is $328,884. That cost is projected to be $654,411 in 2045.2

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Preserve Your Wealth

A well-designed long-term care plan can help cover all or a portion of future care needs that Medicare and health insurance do not cover.

Download this complimentary e-book with your inquiry.

Long-term care insurance shopper's guide.

 

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1. 2025 U.S. Department of Health and Human Services (www.acl.gov/ltc)
2. 2025 Nationwide Financial annual cost of care survey conducted by HVS