Long Term Care Insurance San Diego County Cost and Companies
Long Term Care Planning in San Diego County
San Diego County now has more than 3 million residents. And 28% of all San Diego County households have someone older than 65. This dense population puts strong demand upon the San Diego long term care system.
The residents of San Diego County alone make up almost 10% of the population of California. High demand for long term care services makes San Diego one of the most expensive city’s in the country to receive care.
Who Needs Long Term Care?
According to government statistics, about 70% of people over age 65 will need some type of long-term care during their lifetime. But the need for long term care does not only impact seniors. Today 40% of people receiving long term care services are between the ages of 18 and 64.
San Diego Long Term Care Costs
San Diego residents need to know the cost of long term care. Because the cost of long term care facilities and home health care in San Diego County indicates how much long term care insurance to buy. One of the most comprehensive studies on the cost of long term care is from Genworth Financial. The Genworth Financial 2018 Cost of Care Survey looks at national long term care costs and surveyed over 15,000 long term care providers.
San Diego Long Term Care Costs – 2018 (annual)
|Nursing Home (private room)||Nursing Home
|Home Health Aide (44 hours/week)|
How Much Does Long Term Care Insurance Cost?
How much does long term care insurance cost in San Diego? The answer is: It depends upon your age and health history at the time you buy your long term care insurance. Generally speaking, the younger and healthier you are, the lower the cost. Your long term care insurance premiums will also depend on the following benefits you select:
- Benefit Period
- Daily Benefit
- Elimination Period
- Inflation Protection (if chosen)
Complete the form on this page to request long term care insurance costs and comparisons specific to your situation.
Get Long Term Care Insurance California Quotes
ACACIA Insurance has specialized in Long Term Care planning solutions since 1990. We’ll give you professional and unbiased advice so you can choose the best company and benefits for your needs. We shop all the major long term care companies in California and give you:
- Price comparisons customized for your specific needs from top carriers such as Genworth, John Hancock, Transamerica, Mutual of Omaha, MassMutual and others.
- Benefit comparisons of each company’s policy. This side-by-side comparison will cover both the similarities and differences of each plan.
- Financial stability reviews of each long term care insurance company’s ratings, size and claims paying experience.
Long term care insurance agents serving the cities of Carlsbad, Coronado, El Cajon, Encinitas, La Jolla, La Mesa, San Diego, San Marcos, Vista and all cities in San Diego County.