AARP Long-Term Care Insurance Rates

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One-Stop Shopping: Compare & Save

Explore quotes from the nation’s top long-term care insurance providers alongside the trusted AARP Long-Term Care Insurance Program. We make it easy to review costs, benefits and options, all in one place.

Compare Multiple Plans & Companies

Get rates, ratings, and reviews for leading insurers compared to the AARP Program. With multiple plans from highly rated companies and support from our professional long-term care advisors, you’ll discover the coverage that fits your needs. Request your free quote today!

Your Free Long-Term Care Planning Guide

Guide to long-term care insurance planning.Claim your complimentary e-book, “What You Need to Know About Long-Term Care Insurance” packed with expert insights to simplify your planning. Learn key factors to consider when comparing quotes and choosing the best coverage for your future, all at no cost to you!

What Our Customers Are Saying

  • Tom S. ★★★★★
    If you are shopping for long-term care insurance, then I strongly recommend that you contact Craig Matesky at ACACIA Insurance … More Services. Craig helped me get the best policy for my needs and budget. He is knowledgeable, friendly, and was always available to address my concerns. Thanks Craig!
  • Caitlin W. ★★★★★
    I have had the good fortune to work with Rhona Unsell in getting my LTC policy. Ms. Unsell is a true professional – her expertise, … More her ability to listen and to provide accurate information – all were so valuable to me. In making important life decisions, qualities like trust, knowledge, and the understanding of how to listen to a client’s needs are critical. Rhona has all these qualities and more. I strongly recommend Ms. Unsell to anyone looking for excellent ongoing service and a caring attitude.
  • Jason S. ★★★★★
    With the new long term care laws passed in Washington State, I was in the market for private LTC insurance. I worked with … More Michael Berger and I was blown away with how hard he worked to get me a plan that met my needs. As the market changed during this process, he was always the first on the phone explaining options and walking through what's next. I was able to get a great plan, at a great price, and can't recommend him and this group enough!

Learn More About Long-Term Care Planning

Long-term care includes the support and services you might need for activities of daily living or severe cognitive impairments, whether it’s in your home or in a facility.
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70% Need Care

Those turning age 65 today have an almost 70% chance of needing care during their lifetime. The average length of care is 3 years.1

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Increasing Cost of Care

In 2025, the national average cost for 3 years of long-term care is $328,884. That cost is projected to be $654,411 in 2045.2

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Preserve Your Wealth

A well-designed long-term care plan can help cover all or a portion of future care needs that Medicare and health insurance do not cover.

Download this complimentary e-book with your inquiry.

Long-term care shopper's guide.

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1. 2025 U.S. Department of Health and Human Services (www.acl.gov/ltc)
2. 2025 Nationwide Financial annual cost of care survey conducted by HVS