Long-Term Care Insurance

Take control of your tomorrow with a long-term care plan.

ACACIA offers the latest LTC insurance products and strategies. One of our professionals can help you choose the best long-term care insurance for your situation.

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Multiple Highly Rated Companies

If you have assets and are trying to find the right way to protect them from future care costs, long-term care insurance may be a good option for you. Use the resources below to learn about long-term care planning and how you can protect yourself.

How Much Does Long-Term Care Insurance Cost?

Long-term care insurance policies and companies vary by state. Learn about the options available in your state and the factors affecting long-term care insurance cost.

LTC Insurance In Your State >

What Is Long-Term Care Insurance: How It Works

Long-term care insurance covers the cost of extended care, like home health care, assisted living, or nursing homes, that is not covered by regular health insurance or Medicare.

Learn About LTC Insurance >

What Disqualifies You From Long-Term Care Insurance?

You may be not be able to purchase long-term care insurance if you have certain health conditions, already need long-term care, or are above a company’s age limit.

What might disqualify you >

Long-Term Care Insurance Companies: Plans and Ratings

Explore our network of highly rated long-term care insurance providers. One of our licensed professionals can help you secure the best possible coverage for your future.

See LTC Insurance Companies

Long-Term Care Planning: What You Need To Know

Leverage our 30+ years of LTC planning expertise. Discover tax-free exchanges, expert advice on getting approved, how to save money on insurance premiums, and more.

About Long-Term Care Planning >

Types of Long-Term Care Insurance

Discover the right long-term care insurance for you. From traditional long-term care policies to innovative LTC annuities and life insurance with long-term care benefits.

LTC Insurance Products >

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Is LTC Insurance Tax Deductible?

Deductions for long-term care insurance premiums can be significant. Explore potential tax benefits and optimize your savings.

LTC Insurance Tax Deductions >

National Long-Term Care Costs

Knowing local care costs helps you select long-term care insurance that transfers sufficient risk to an insurer.

Cost of Long-Term Care >

Frequently Asked Questions

Find answers to the most commonly asked questions about long-term care insurance and LTC planning.

See Common Questions >

Compare Long-Term Care Insurance Options

Save Money with Expert Suggestions

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What Our Customers Are Saying

Karla H. ★★★★★ a year ago
I had the pleasure of dealing with Rhona Unsell regarding a Long Term Health Care Policy. She not only took a great amount of … More time talking and explaining all possible policies and scenarios, she is extremely professional and knowledgeable of her entire product line. She is committed to helping you find a policy that fits your needs and your wallet. I would not hesitate to refer her or seek her assistance in the future.
Feng G. ★★★★★ a year ago
I connected with this insurance agency by searching online. Marcia is very knowledgeable and experienced. Unlike other insurance … More agents who only pitch for insurance sales rather than customers' needs. Marcia only recommends products that fit for individual needs. She helped me every step of my LTC insurance. I really appreciated her professionalism and customer care.
Gerald D. ★★★★★ a year ago
I have worked with Marcia for a couple of different long term care insurance policies. She has always been knowledgable and efficient … More in explaing policies and completing the application process; besides that, Marcia is just a super nice person who is fun to work with. I would readily recommend her services to any one looking for insurance.

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