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Long-Term Care Insurance Resources

If you’re looking to protect your assets from the high cost of long-term care, these expert resources can help you explore your coverage options and learn how LTC insurance works.

What Is Long-Term Care Insurance: How It Works

Discover what LTC insurance covers and how it helps pay for services like home care, assisted living and nursing homes, not typically covered by Medicare or regular health insurance.

How LTC Insurance Works >

Long-Term Care Insurance by State: 2025 Coverage & Rates

Find state-specific long-term care insurance options, and premium costs tailored to where you live. Compare top-rated carriers and policy benefits available in your state.

See Your State's LTC Plans >

What Disqualifies You From Long-Term Care Insurance?

Learn which health conditions, age limits, or other issues could disqualify you from long-term care insurance, and how to improve your chances of approval.

Learn What Disqualifies You >

Long-Term Care Insurance Companies: Plans and Ratings

Explore our network of highly rated long-term care insurance providers. One of our licensed professionals can help you secure the best possible coverage for your future.

View LTC Insurance Companies >

Long-Term Care Planning: What You Need To Know

Leverage our 30+ years of LTC planning expertise. Discover tax-free exchanges, expert advice on getting approved, how to save money on insurance premiums, and more.

About Long-Term Care Planning >

Types of Long-Term Care Insurance Policies

Identify the right long-term care insurance policy for your situation. From traditional LTC insurance policies to innovative annuities and life insurance with long-term care benefits.

LTC Insurance Policy Options >

Work With a Long-Term Care Specialist

From plan design to company selection, our experts will help you compare long-term care insurance options and qualify with confidence.

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What Our Customers Are Saying

Karla H. ★★★★★ a year ago
I had the pleasure of dealing with Rhona Unsell regarding a Long Term Health Care Policy. She not only took a great amount of … More time talking and explaining all possible policies and scenarios, she is extremely professional and knowledgeable of her entire product line. She is committed to helping you find a policy that fits your needs and your wallet. I would not hesitate to refer her or seek her assistance in the future.
Feng G. ★★★★★ a year ago
I connected with this insurance agency by searching online. Marcia is very knowledgeable and experienced. Unlike other insurance … More agents who only pitch for insurance sales rather than customers' needs. Marcia only recommends products that fit for individual needs. She helped me every step of my LTC insurance. I really appreciated her professionalism and customer care.
Gerald D. ★★★★★ a year ago
I have worked with Marcia for a couple of different long term care insurance policies. She has always been knowledgable and efficient … More in explaing policies and completing the application process; besides that, Marcia is just a super nice person who is fun to work with. I would readily recommend her services to any one looking for insurance.

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