Long-Term Care Insurance

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Long-Term Care Insurance Resources

If you’re looking to protect your assets from the high cost of long-term care, these expert resources can help you explore your coverage options and learn how LTC insurance works.

What Is Long-Term Care Insurance: How It Works

Discover what LTC insurance covers and how it helps pay for services like home care, assisted living and nursing homes, not typically covered by Medicare or regular health insurance.

What Is Long-Term Care Insurance ➜

Long-Term Care Insurance by State: 2026 Coverage & Rates

Find state-specific long-term care insurance options, and premium costs tailored to where you live. Compare top-rated carriers and policy benefits available in your state.

Long-Term Care Insurance by State ➜

What Disqualifies You From Long-Term Care Insurance?

Learn which health conditions, age limits, or other issues could disqualify you from long-term care insurance, and how to improve your chances of approval.

Find Out If You Qualify ➜

Long-Term Care Planning: What You Need To Know

Leverage our 30+ years of LTC planning expertise. Discover tax-free exchanges, expert advice on getting approved, how to save money on insurance premiums, and more.

Long-Term Care Planning Guide ➜

Types of Long-Term Care Insurance Policies

Explore traditional LTC insurance, hybrid life/LTC policies, and LTC annuities. Compare coverage, premiums, and benefits to find the right fit for your needs.

Compare Long-Term Care Policy Types ➜

Long-Term Care Insurance Companies: Plans and Ratings

Compare highly rated long-term care insurers, coverage options, and financial strength. Our licensed advisors can help you find the right policy for your needs.

LTC Insurance Companies & Ratings ➜

Find the Right Long-Term Care Plan With Expert Help

Highly-rated Companies • Multiple Plan Options • Personalized Guidance

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ACACIA Insurance Reviews

Tom S. ★★★★★
If you are shopping for long-term care insurance, then I strongly recommend that you contact Craig Matesky at ACACIA Insurance Services. Craig helped me get the best policy for my needs and budget. He is knowledgeable, friendly, and was always available to address my concerns. Thanks Craig!
Carol U. ★★★★★
You will not find anyone more patient and knowledgeable in the long term care arena than Mike Berger. He can answer any question you might have about LTC plans, including questions about state laws and 1035 exchanges and anything else you can come up with! And he will do it graciously. Highly recommend. … More
Emily V. ★★★★★
Our decision to buy long term care insurance was a smart one. My husband received home care benefits for over three years before he passed away. Now I've been getting home health care paid by the policy for almost two years. It has greatly reduced the burden on our family and our savings. We are … More so grateful for the ACACIA Insurance agent that sold us our long term care policies and assisted us with the claims process.

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