Compare the AARP Long-Term Care Program

Our 30 years of professional experience will save you time and money

One-Stop Shopping

Compare the nation’s best long-term care insurance companies with the AARP Long-Term Care Insurance Program. We’ll help you compare the quotes, policy costs and plan options side by side.

Compare Multiple Plans & Companies

We’ll supply you with rates, ratings, and reviews of the companies that sell long-term care insurance and compare them to the AARP Program. Find a plan that’s right for you with our highly rated companies, multiple plan options, and expert Long-Term Care Advisors.

Long-Term Care Planning Guide

Guide to long-term care insurance planning.You’ll also get this complimentary e-book, “What You Need to Know About Long-Term Care Insurance.

What Our Customers Are Saying

  • Tom S. ★★★★★
    If you are shopping for long-term care insurance, then I strongly recommend that you contact Craig Matesky at ACACIA Insurance … More Services. Craig helped me get the best policy for my needs and budget. He is knowledgeable, friendly, and was always available to address my concerns. Thanks Craig!
  • Caitlin W. ★★★★★
    I have had the good fortune to work with Rhona Unsell in getting my LTC policy. Ms. Unsell is a true professional – her expertise, … More her ability to listen and to provide accurate information – all were so valuable to me. In making important life decisions, qualities like trust, knowledge, and the understanding of how to listen to a client’s needs are critical. Rhona has all these qualities and more. I strongly recommend Ms. Unsell to anyone looking for excellent ongoing service and a caring attitude.
  • Jason S. ★★★★★
    With the new long term care laws passed in Washington State, I was in the market for private LTC insurance. I worked with … More Michael Berger and I was blown away with how hard he worked to get me a plan that met my needs. As the market changed during this process, he was always the first on the phone explaining options and walking through what's next. I was able to get a great plan, at a great price, and can't recommend him and this group enough!

Learn More About Long-Term Care Planning

Long-term care includes the support and services you might need for activities of daily living or severe cognitive impairments, whether it’s in your home or in a facility.

70% Need Care

Those turning age 65 today have an almost 70% chance of needing care during their lifetime. The average length of care is 3 years.1


Increasing Cost of Care

In 2024, the national average cost for 3 years of long-term care is $340,566. That cost is projected to be $677,652 in 2044.2


Preserve Your Wealth

A well-designed long-term care plan can help cover all or a portion of future care needs that Medicare and health insurance do not cover.

Download this complimentary e-book with your inquiry.

Long-term care shopper's guide.

1. 2024 U.S. Department of Health and Human Services (
2. 2024 Nationwide Financial annual cost of care survey conducted by HVS