Highly Rated Companies

Hybrid Long-Term Care Insurance Costs and Options

Hybrid long-term care insurance plans include Life Insurance with Long-Term Care and Long-Term Care Annuities. We provide guidance in choosing the right type of coverage with our highly rated companies, multiple plan options, and expert long-term care advisors.

One-Stop Shopping

Compare your state’s Hybrid Long-Term Care Insurance Companies, Quotes and Policy Costs. We’ll help you compare the companies and plan options side by side.

Compare Multiple Plans & Companies

We’ll impartially shop the market of highly rated insurance companies and help you find not only the best rate, but the best company. We’ll supply you with rates, ratings, and reviews of the companies that sell hybrid long-term care insurance policies.

Long-Term Care Planning Guide

Long-term care insurance planning guideYou’ll also get this complimentary e-book, “What You Need to Know About Long-Term Care Insurance.

What Our Customers Are Saying

  • Avatar Tom S. ★★★★★
    If you are shopping for long-term care insurance, then I strongly recommend that you contact Craig Matesky at ACACIA Insurance … More Services. Craig helped me get the best policy for my needs and budget. He is knowledgeable, friendly, and was always available to address my concerns. Thanks Craig!
  • Avatar Caitlin W. ★★★★★
    I have had the good fortune to work with Rhona Unsell in getting my LTC policy. Ms. Unsell is a true professional – her expertise, … More her ability to listen and to provide accurate information – all were so valuable to me. In making important life decisions, qualities like trust, knowledge, and the understanding of how to listen to a client’s needs are critical. Rhona has all these qualities and more. I strongly recommend Ms. Unsell to anyone looking for excellent ongoing service and a caring attitude.
  • Avatar Jason S. ★★★★★
    With the new long term care laws passed in Washington State, I was in the market for private LTC insurance. I worked with … More Michael Berger and I was blown away with how hard he worked to get me a plan that met my needs. As the market changed during this process, he was always the first on the phone explaining options and walking through what's next. I was able to get a great plan, at a great price, and can't recommend him and this group enough!

Learn More About Long-Term Care Planning

Long-term care includes the support and services you might need for activities of daily living or severe cognitive impairments, whether it’s in your home or in a facility.

70% Risk of Needing Care

Those turning age 65 today have an almost 70% chance of needing care during their lifetime. The average length of care is 3 years.1


Cost of Care

Nationally, the average cost for 3 years of long-term care is $325,215. That cost is projected to be $587,373 in 2041.2


Transfer The Risk

A well-designed hybrid long-term care plan can help cover all or a portion of future care needs that Medicare and health insurance do not cover.

Download this complimentary e-book with your inquiry.

Long-term care shopper's guide.

1. 2023 U.S. Department of Health and Human Services (www.longtermcare.acl.gov)
2. Cost of Care Survey 2021 (Genworth.com)