Our 30 years of long-term care planning experience will save you time and money
Multiple Long-Term Care Annuity Providers
Find the right long-term care annuity with our highly rated companies, multiple plan options and expert long-term care annuity advisors.
We impartially shop the market of highly rated insurance companies to help you find the best benefits, rate and company. We’ll supply you with ratings and plan comparisons of the companies that sell long-term care annuities.
Understand LTC Annuity Advantages
The option to use existing nonqualified annuities or qualified money as a premium source
A fixed interest rate and possible indexing strategy with long-term care benefits
Tax-free 1035 exchanges are possible for nonqualified annuities
Simplified health underwriting
Premiums will not increase
Download this Long-Term Care Planning Guide
You’ll also get this complimentary e-book, “What You Need to Know About Long-Term Care Insurance.“
What Our Customers Are Saying
If you are shopping for long-term care insurance, then I strongly recommend that you contact Craig Matesky at ACACIA Insurance… More Services. Craig helped me get the best policy for my needs and budget. He is knowledgeable, friendly, and was always available to address my concerns. Thanks Craig!
I have had the good fortune to work with Rhona Unsell in getting my LTC policy. Ms. Unsell is a true professional – her expertise,… More her ability to listen and to provide accurate information – all were so valuable to me. In making important life decisions, qualities like trust, knowledge, and the understanding of how to listen to a client’s needs are critical. Rhona has all these qualities and more. I strongly recommend Ms. Unsell to anyone looking for excellent ongoing service and a caring attitude.
With the new long term care laws passed in Washington State, I was in the market for private LTC insurance. I worked with… More Michael Berger and I was blown away with how hard he worked to get me a plan that met my needs. As the market changed during this process, he was always the first on the phone explaining options and walking through what's next. I was able to get a great plan, at a great price, and can't recommend him and this group enough!
Learn More About Long-Term Care Planning
Long-term care includes the support and services you might need for activities of daily living or severe cognitive impairments, whether it’s in your home or in a facility.
70% Risk of Needing Care
Those turning age 65 today have an almost 70% chance of needing care during their lifetime. The average length of care is 3 years.1
Cost of Care
Nationally, the average cost for 3 years of long-term care is $325,215. That cost is projected to be $587,373 in 2041.2
Transfer The Risk
A well-designed hybrid long-term care plan can help cover all or a portion of future care needs that Medicare and health insurance do not cover.
Download this complimentary e-book with your inquiry.