Understand Your USAA Long-Term Care Options
USAA’s long-term care plan works differently than traditional LTC policies. We help you compare it with top-rated alternatives so you can feel confident in your choices:
- Learn how USAA’s long-term care plan works
- Compare benefits and pricing to other leading insurers
- Find options that fit your age, health profile, and budget
Trusted Long-Term Care Advisors Since 1995
For over 30 years, ACACIA has helped thousands of families compare long-term care options and top-rated insurance plans with clarity and confidence.
✔ Licensed specialists serving USAA members in 48 states
✔ Independent comparisons across leading long-term care insurers
✔ Pressure-free guidance to help you make the best choice for your needs
Confidential • No obligation • Licensed specialists in 48 states
Long-Term Care Planning Guide
You’ll also get a complimentary copy of our e-book, “What You Need to Know About Long-Term Care Insurance.” A helpful resource to make informed decisions.
What Clients Say About Working With Our Specialists
70% of People Will Need Care
Those turning age 65 today have an almost 70% chance of needing care during their lifetime. The average length of care is 3 years.1
Costs are Rising Quickly
In 2025, the national average cost for 3 years of long-term care is $328,884. By 2045, that’s expected to rise to $654,411.2 Planning ahead helps protect your finances.
Protect Your Assets and Family
A well-designed long-term care plan can help cover all or a portion of future care needs that Medicare and health insurance do not cover.3
Get this complimentary e-book with your USAA comparison
A practical guide to help you plan and protect your future care needs
