Howard Gottlieb

Long-Term Care Advisor

Howard Gottlieb is a well-respected long-term health care advisor. He has been helping families protect their savings and independence since 1999. Howard also partners with financial advisers and other professionals to educate their clients on the importance of long-term care planning.

He is a recipient of the 2015 National LTC Insurance Achievement Award by American Association for Long-Term Care Insurance, the national trade organization. They also awarded him in 2011 as the number one agent in his home state. Howard has earned both M.B.A. and M.S.W. degrees from the University of Michigan.

Prior to his long-term care career, Howard Gottlieb had worked as a stockbroker and marketing manager. He also spent time as a social worker. This was where he saw the devastation that is caused when a family member or valued employee unexpectedly needs long-term care.

Howard is an advocate for his clients and helps them attain the peace of mind of having a plan. His goal is to educate his clients, not to pressure or obligate them. He is able to work with clients either in person or over the telephone. He resides with his wife, Teresa, and their daughter, Mika. He enjoys hiking, reading and travel.

What Are You Doing To Plan For The Future?

When it comes to the rising cost of long-term care, it is important to understand your options. Traditional health insurance is not designed to cover long term care. Medicare was not designed to adequately cover the long term care costs many Americans may face. And, Medicaid (in California, MediCal) may not cover you until many of your assets have been depleted.

Time is a consumer’s enemy when it comes to long term care planning. A future change in health could limit your options. The time to plan is now.

You have found one of the single best sources for long-term care insurance information. Take a look at the long-term care planning section. There are also state specific pages that will help you learn more about the LTCi products and cost of care in your area. My goal is to provide you with outstanding service so please don’t hesitate to contact me for a consultations and product recommendations.