Mike Berger’s personal experience in long-term care planning started when his grandmother was diagnosed with Alzheimer’s disease. Her care and its cost quickly catapulted his extended family into a world of emotional and financial chaos. She needed a full-time caregiver at home for 13 years. Although the initial crisis was painful and overwhelming, the experience Mike Berger gained provided invaluable knowledge about elder care, the “senior” healthcare industry. Specifically, he studied the various insurance risk management strategies to protect precious retirement assets.
Mike Berger has been a long-term care insurance (LTCi) specialist for more than a decade. He works with financial advisors and individual clients to determine the best way to plug up the holes in Medicare, Medicare Supplements and Medicare HMOs. He achieves this goal through a variety of avenues including:
Individual Long-Term Care Insurance
Life Insurance with Long-Term Care
Long-Term Care Annuity Policies
1035 Exchanges to fund Hybrid Long-Term Care Insurance.
His commitment to his clients is evident in his knowledge and caring demeaner as he helps them navigate through the various options that will protect their families from the sky-rocketing cost of extended long term care.
Multistate Licensed: CA 0J17126 / NIPR 17427803
Contact Mike Berger
4667 MacArthur Blvd, Suite 260 Newport Beach, CA 92660
(949) 689-7251 – Direct
What Mike’s Customers Are Saying
Dolores W.★★★★★5 months ago
I am thrilled that I met Mike. I researched online and connected with Mike. He is professional, empathetic… More and clear. He listens well and provided me with the guidance and answers I needed to finally get this taken care of. I would absolutely recommend, and have, Mike to all my friends who need help with their long term planning. I also checked out all Mike's credentials, including calling one of the insurance companies directly. He is smart, knowledgeable and so incredibly kind.
Anna J.★★★★★in the last week
Excellent service from Mike. Very knowledgeable of caveats in each product. Responsive and extremely… More diligent every step of the way. Made the entire process smooth. Thank you for everything.
Rachel W.★★★★★a year ago
I worked with Mike Berger on obtaining long term care insurance, and I highly recommend him. He was… More thorough, responsive and very professional. I live in Washington State, and because of our new state law he was SO busy during the time I worked with him, but he was still always quick to respond. He was also willing to go the extra mile when needed.
Jason S.★★★★★a year ago
With the new long term care laws passed in Washington State, I was in the market for private LTC insurance.… More I worked with Michael Berger and I was blown away with how hard he worked to get me a plan that met my needs. As the market changed during this process, he was always the first on the phone explaining options and walking through what's next. I was able to get a great plan, at a great price, and can't recommend him and this group enough!
William B.★★★★★a year ago
Our agent, Mike, was incredibly helpful in guiding us through the process of purchasing our policy. He… More was patient with us and answered all of our questions quickly and thoroughly. He made the experience as stress-free as possible.
Christy D.★★★★★a year ago
Mike was super responsive both on weekdays and weekends. I enjoyed talking with him and he made the process… More seamless. Thanks for all your hard work!
Ben W.★★★★★11 months ago
Mike Berger was excellent and helped explain everything clearly for us. He helped us find something that… More fit our needs and was extremely patient.
Tom K.★★★★★2 months ago
Great customer service from Mike Berger. He clearly explained all of the options available so that I… More can make an informed choice. This type of long term care insurance is a bit complicated with many choices, so working with someone who is knowledgeable makes the process a lot easier. I would recommend Mike to anyone who is looking at long term care health insurance.
Maria N.★★★★★4 months ago
We did not know long term care plans excited and had no clue what long term care was. After doing some… More research I was still confused but came across Mike Berger. he was great he explained everything in detail, had answers to all of our questions and made the process super easy. Was super responsive via email, very accommodating, and will definitely recommend him to anyone on the hunt for long term care. He will definitely go out of his way to help you find the best plan for you and your loved ones.