Long Term Care Insurance Costs, Companies and Quotes

Long Term Care Insurance

Call us: 800-510-8810

  • Home
  • About Long Term Care
    • Long Term Care Planning
    • Cost of Long Term Care
    • How LTC Insurance Works
    • Long Term Care Annuities
    • Life Insurance with Long Term Care Rider
    • 1035 Exchanges and Hybrid LTC Insurance
    • LTC Insurance Costs
    • LTC Insurance Tax Deductions
    • LTC Insurance Reviews
  • LTC Quotes
    • LTC Insurance Quotes
    • Hybrid Long Term Care Insurance Quotes
    • AARP LTC Comparisons
    • USAA LTC Insurance Quotes
    • CalPers LTC Comparisons
    • Arizona LTC Quotes
    • California LTC Quotes
    • Florida LTC Quotes
    • Indiana LTC Quotes
    • Ohio LTC Quotes
    • Oregon LTC Quotes
    • Texas LTC Quotes
    • Utah LTC Quotes
    • Washington LTC Quotes
  • Your State
    • Western States LTC Insurance
      • California LTC Insurance
        • Fresno County LTC Insurance
        • Kern County LTC Insurance
        • Los Angeles County LTC Insurance
        • Orange County LTC Insurance
        • San Diego LTC Insurance
        • San Francisco LTC Insurance
        • San Jose LTC Insurance
        • Santa Barbara LTC Insurance
      • Colorado LTC Insurance
      • Hawaii LTC Insurance
      • Idaho LTC Insurance
      • Montana LTC Insurance
      • Nevada LTC Insurance
      • Oregon LTC Insurance
        • Portland LTC Insurance
      • Utah LTC Insurance
      • Washington LTC Insurance
        • Seattle LTC Insurance
      • Wyoming LTC Insurance
    • Southwest States LTC Insurance
      • Arizona LTC Insurance
      • New Mexico LTC Insurance
      • Oklahoma LTC Insurance
      • Texas LTC Insurance
        • Dallas LTC Insurance
        • Houston LTC Insurance
    • Midwest States LTC Insurance
      • Illinois LTC Insurance
      • Indiana LTC Insurance
      • Iowa LTC Insurance
      • Kansas LTC Insurance
      • Michigan LTC Insurance
      • Minnesota LTC Insurance
      • Missouri LTC Insurance
      • Nebraska LTC Insurance
      • North Dakota LTC Insurance
      • Ohio LTC Insurance
      • South Dakota LTC Insurance
      • Wisconsin LTC Insurance
    • Northeast States LTC Insurance
      • Connecticut LTC Insurance
      • Delaware LTC Insurance
      • Maine LTC Insurance
      • Massachusetts LTC Insurance
      • New Hampshire LTC Insurance
      • New Jersey LTC Insurance
      • New York LTC Insurance
      • Pennsylvania LTC Insurance
      • Rhode Island LTC Insurance
      • Vermont LTC Insurance
    • Southeast States LTC Insurance
      • Alabama LTC Insurance
      • Arkansas LTC Insurance
      • Florida LTC Insurance
      • Georgia LTC Insurance
      • Kentucky LTC Insurance
      • Louisiana LTC Insurance
      • Maryland LTC Insurance
      • Mississippi LTC Insurance
      • North Carolina LTC Insurance
      • South Carolina LTC Insurance
      • Tennessee LTC Insurance
      • Virginia LTC Insurance
      • West Virginia LTC Insurance
  • Life Insurance
  • Group LTC Insurance
  • About Us
    • For LTCi Consumers
    • For Agents – General Agent Appointments
    • Craig Matesky, President
    • Contact Us
  • Blog

TRUSTED INSURANCE CARRIERS

Mutual of Omaha long term care insurance quote.
Transamerica retirement planning.
Nationwide insurance for long term care.
OneAmerica long term care insurance and retirement planning..
Minnesota life insurance from Securian Financial.
Lincoln Financial MoneyGuard long term care insurance.

January 7, 2013 by LTC Insurance Consultants

LTC Insurance Tax Benefits for Employers

Last updated: May 9, 2019 at 16:46 pm

LTC Insurance Tax Benefits

Through a long term care insurance executive carve-out program, employers can offer long term care insurance to a select group of employees. For example, a small company can have just two key executives it wants to insure for long term care, however the insurance company may require a minimum of three people to be insured. In this scenario, the wife of one of the executives can qualify as the third person and this small group would be eligible for the limited underwriting of group long term care insurance.

With the current annual cost of a semi-private room in a nursing home at $73,000, being protected from long term care costs just makes good financial sense.

LTC Insurance Tax Benefits for Employers.

Adding an executive long term care carve-out program can help an employer’s bottom line and the employee in a number of ways:

  • This significant employee benefit helps recruit and retain key executives.
  • Deduct long term care insurance premiums from taxable income, including equity owners.
  • Provide employees with a significant part of their retirement planning.
  • Group long term care underwriting is less restrictive than with individual plans, therefore health history not insurable with individual long term care underwriting may be acceptable with group long term care insurance.
  • Provide a fully portable long term care insurance plan for employees and their family.

Filed Under: Employee Benefits, Long Term Care Costs, Long Term Care Insurance Executive Carve-out, Long Term Care Insurance General Blog, Long Term Care Insurance Premiums Tagged With: acacia insurance services, employee benefit, executive long term care insurance carve-out program, group long term care insurance, long term care insurance, long term care insurance solution, long term care insurance specialist, retirement planning

Compare Long Term Care
Insurance Costs & Options! Complete this form to receive your
Free quotes and Planning Guide.

    * Full Name

    * Email Address

    * Phone Number

    * Age(s)

    * State

    * Zip Code

    Other Details (optional)


    You may also call our offices and one of our licensed professionals will answer your questions. Call: 800-510-8810

    Free Long Term Care Planning Guide

    Free long term care insurance buyer's guide.
    Download this LTC Planning Guide with your request. You’ll learn more about the options available to protect your assets and family!

    ©2021 - Acacia Insurance Services, Inc - All Rights Reserved.
    Privacy Policy