Long-term care planning prepares you for future care needs. Explore how it works, eligibility requirements, tax-free exchanges, and more with our expert resources. While it can protect assets, we also address challenges like premium costs and health qualifying for coverage. If it makes sense, one of our licensed professionals can help you create a tailored strategy that fits your goals and budget.
✔ Over 30 years specializing in long-term care planning
✔ Options from multiple highly rated insurance companies
✔ Complimentary guidance from a professional long-term care advisor
✔ Endorsed by the American Association for Long-Term Care Insurance
At ACACIA Insurance, we’ve specialized exclusively in long-term care planning since 1993, building our reputation on decades of focused expertise in this complex field. Our independent licensed professionals provide unbiased recommendations, comparing policies from multiple highly rated insurance carriers. Experience the confidence that comes from working with a specialized long-term care insurance advisor dedicated to your needs.
Learn what long-term care is, who needs it, and how long care typically lasts.
What Is Long-Term Care?Use our quick pre-screen form to see if health or age issues could affect your LTC eligibility.
Check LTC Elibibility Now >Compare long-term care insurance providers, policy types, and premium estimates by state.
Explore LTC Insurance by State >View 2025 costs for nursing homes, assisted living, and home care services in your state.
See Care Costs in Your State >See how an LTC professional helps design your plan, prequalify, and apply for coverage.
See LTC Planning Process >Discover strategies to reduce LTC insurance premiums while getting needed coverage.
How to Lower LTC Premiums >Use an existing life or annuity policy to fund long-term care insurance with no tax penalty.
1035 Exchange for LTC Plans >Learn when LTC premiums qualify as a tax deduction under current IRS rules.
Is LTC Insurance Tax Deductible?Explore answers to the most common questions about LTC coverage, cost, and eligibility.
Get Answers About LTC Insurance >We’ll guide you through the process of choosing the best plan and company.
Because premiums and health underwriting criteria can vary substantially between companies, we represent all major insurance carriers.