Managing General Agency for Long-Term Care Insurance Agents
Higher Commissions, Immediate Vesting, Premium Support
We Compare Top-Rated LTC Insurance Companies
Premier Managing General Agency
Since 1990, ACACIA Insurance Services has specialized as a Managing General Agent (MGA) for long-term care and life insurance products. Our direct contracts with the nation’s leading carriers position us as a premier MGA supporting independent insurance agents and agencies nationwide.
As an established brokerage general agency, we maintain MGA contracts with major insurance carriers to provide independent agents with:
- Some of the highest commission levels in the industry
- Immediate vesting on all policies
- Direct carrier payments
- Access to exclusive markets
Independent long-term care insurance agents and brokers partner with our managing general agency to maximize their earning potential while maintaining their business independence.
Why Partner With Our Managing General Agency?
Q: What commission advantages do agents get through ACACIA?
A: Independent agents and brokers contracted with ACACIA receive the highest available commissions for all major long-term care, hybrid and life insurers, with immediate vesting and all payments sent directly from carriers to you.
Q: What marketing support does your managing general agency provide?
A: Qualified producers gain access to our exceptional hybrid and traditional long-term care lead programs, developed over three decades in the LTCi market.
Q: How does ACACIA’s MGA support agent business growth?
A: Our industry-leading sales and back-office support includes case design assistance, underwriting guidance, and turnkey marketing systems specifically for long-term care insurance products.
Q: Is there a minimum production requirement to contract with your MGA?
A: While we welcome agents at various production levels, our premium lead programs and top-tier commission levels are available to producers meeting specific qualification thresholds.
Carrier Relationships & Product Access
Product Lines:
- Traditional Long-Term Care Insurance
- Hybrid Long-Term Care Insurance
- Life Insurance with LTC Riders
- Linked-Benefit Products
- Long-Term Care Annuities
- Short-Term Care Insurance
- Life Insurance
Direct Carrier Contracts:
- Mutual of Omaha
- Nationwide
- OneAmerica
- Lincoln Financial
- Securian Financial
- See more carriers
Contact ACACIA About Contracting
Complete our Agent Contracting form to explore partnership opportunities with ACACIA Insurance. We’ll contact you within 24 hours.
The MGA Advantage for Agents & Brokers
What Is A Managing General Agent?
A Managing General Agent (MGA) like ACACIA Insurance serves as the critical intermediary between insurance carriers and independent agents/brokers. Insurance companies require MGAs to place substantial premium volume annually, creating a barrier to entry for individual agents.
Our MGA status grants us the authority to appoint independent insurance brokers while providing specialized expertise that benefits both carriers and agents.
The Distribution Hierarchy in Insurance
In the insurance marketplace, the distribution hierarchy flows from the insurance carrier to the MGA, then to General Agents (GAs) and individual brokers.