Eben Marsh, CLTC

Long-Term Care Advisor

Eben Marsh has worked in the long-term care (LTC) insurance industry for over 25 years. He maintains the premier industry designations of CLTC and LTCP and has been active in industry affairs.

Before joining the ACACIA Insurance Services team, Eben held director level positions with several highly regarded LTC Insurance carriers. In those positions he handled sales and distribution channels throughout much of the United States.

He has also been actively involved in both state and federal level industry affairs impacting the long-term care insurance industry. Eben even testified before state legislatures and federal regulatory boards, and was an active member of ACHLIC, HIAA, ACLI and the NAIC.

Eben resides in San Francisco with his wife Lauren and their two cats. In his spare time, he enjoys competitive sailboat and ocean racing, skiing, mountain biking, windsurfing and most outdoor activities.

What Are You Doing To Plan For The Future?

When it comes to the rising cost of long-term care, it is important to understand your options. Traditional health insurance is not designed to cover long term care. Medicare was not designed to adequately cover the long term care costs many Americans may face. And, Medicaid (in California, MediCal) may not cover you until many of your assets have been depleted.

Time is a consumer’s enemy when it comes to long term care planning. A future change in health could limit your options. The time to plan is now.

You have found one of the single best sources for long-term care insurance information. Take a look at the long-term care planning section. There are also state specific pages that will help you learn more about the LTCi products and cost of care in your area. My goal is to provide you with outstanding service so please don’t hesitate to contact me for a consultations and product recommendations.