Shelly Kapfhammer, CLTC, LTCP
Long Term Care Insurance Specialist
What Are You Doing To Plan For The Future?
When it comes to the rising cost of long term care, it is important to understand your options. Traditional health insurance is not designed to cover long term care. Medicare was not designed to adequately cover the long term care costs many Americans may face. And, Medicaid may not cover you until many of your assets have been depleted.
Time is a consumer’s enemy when it comes to long term care planning. A future change in health could limit your options. The time to plan is now.
You have found one of the single best sources for long term care insurance information. Take a look at the Long Term Care Info section. There are also state specific LTC info pages that will help you learn more about the protection options in your area. My goal is to provide you with outstanding service so please don’t hesitate to contact me for helpful advice and custom quotes.
About Shelly Kapfhammer
Shelly Kapfhammer is the Long Term Care Specialist with ACACIA Insurance Services in Newport Beach. Shelly provides training and education to Financial Advisors, Life Insurance Professionals, Property and Casualty Agents, CPAs, and Attorneys on the importance of Long Term Care in their portfolio. She works closely with the group health market on the need for Long Term Care as a health benefit in the workplace, as well as, affinity groups and associations. Shelly also personally sells Long Term Care insurance to the individual and group market.
Shelly began her insurance career in 1995. She has taught continuing education classes for the Orange County Health Underwriters Association (OCHUA), the Orange County Association of Insurance and Financial Advisors (OCAIFA), and the San Diego and Orange County Financial Planning Associations (FPA). She has been a featured speaker for the Association of Life and Health Administrators (ALHA), Newport Beach Chamber of Commerce and Library, the Elder Law Department at Chapman College, and USAA members. She also conducts ongoing training for Financial Services Representatives for local banking institutions and Credit Unions.
Shelly received her Associates of Arts degree from Saddleback College in 1980 and was a Certified Property Manager (CPM) for the Commercial Real Estate industry for over 10 years before starting a career in the insurance industry. She has received her LTCP designation (Long Term Care Professional), her CLTC designation (Certified in Long Term Care), and has been a CLTC instructor.
Shelly has been a guest speaker on the Los Angeles radio station 99.3 KCLA. She resides in Newport Beach and is very active in the support of women business owners and women in sports. Shelly is a member of the American Association for Long Term Care Insurance. She also received her pilots license in 1992.
Request Long Term Care Insurance Quotes
Click To Get Long Term Care Insurance Quotes. We’ll give you quotes and comparisons for the leading LTC insurance providers in your state.