What Is Long-Term Care Insurance?
Long-term care insurance policies pay for nursing facility, assisted living facility and home health care costs. Premiums for LTC insurance can vary greatly by company, age of applicant and health history. Most companies now charge higher premiums for women, but some do not. For these reasons, we strongly suggest working with an agent who represents multiple highly rated companies and who is a specialist with long-term care planning.
What Disqualifies You From Long-Term Care Insurance?
Due to the high cost of long-term care, insurance companies have significant exposure and very carefully health qualify applicants. Generally speaking, you need to be enjoying relatively good health in order to be approved for coverage. Click Here To Find Out If You Can Qualify >