Compare Long-Term Care Insurance Policy Options

Comprehensive long-term care insurance coverage protects your retirement assets and family from escalating care costs. Benefits pay for in-home care, assisted living facilities, and nursing home services. Multiple carriers available with flexible riders including convenient 10-pay premium options.

A hybrid life insurance policy that provides long-term care benefits during your lifetime. If you never need care services, the asset passes to your beneficiaries as a tax-free death benefit. Features include return of premium options and cash indemnity coverage for maximum flexibility.

Deferred annuities that combine guaranteed fixed interest rates with optional index-linked growth strategies and comprehensive long-term care benefits. Tax-free 1035 exchanges available from existing annuities or life insurance policies. Enjoy premium stability with no future rate increases guaranteed.

Limited benefit care plans ideal if you’re uninsurable due to age or pre-existing health conditions. These affordable policies can also bridge coverage gaps by covering the elimination period of traditional long-term care insurance plans until benefits begin.

Compare term life, whole life, and universal life insurance policies to find the best coverage for your family’s financial protection needs. Term life has the most affordable premiums, while permanent life insurance provides guaranteed growth and lifelong coverage.

Group long-term care insurance plans can offer simplified underwriting and discounted premiums. For C-Corporations, premiums are 100% tax deductible. Group coverage is a cost-effective employee benefit that protects workers and reduces healthcare costs.