Long Term Care Insurance Kern County CA Costs, Companies and Quotes
Kern County Long Term Care Planning
Knowing the cost of long term care facilities and home health care in Kern County, Bakersfield and surrounding cities is important as the local cost of care is a key indicator to how much long term care insurance protection is needed.
Consider that Kern County, California has a current population of more than 850,000 residents and over 30% of Kern County households have at least one resident over the age of 65. The largest city in Kern County, Bakersfield, has a population of more than 350,000. Ranked as the ninth largest city in the State of California, more than 21% of all Bakersfield, California households have a resident over age 65.
The Risk of Needing Long Term Care Services
According to government statistics, about 70 percent of people over age 65 will require some type of long-term care services during their lifetime. However, the need for long term care does not only impact seniors as 40 percent of people currently receiving long term care services are ages 18 to 64.
Long Term Care Costs
These older demographics place strong demand on both the Bakersfield and Kern County long term care system. Of course high demand tends to increase the cost of care. One of the most comprehensive studies on the cost of long term care is conducted annually by Genworth Financial. Their 2018 Cost of Care Survey includes national long term care costs more than 15,000 long term care providers in 440 regions.
Kern County / Bakersfield Long Term Care Costs – 2018 (annual) |
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| Nursing Home (private room) | Nursing Home (semi-private room) |
Assisted Living (private room) |
Home Health Aide (44 hours/wk) |
| $110,460 | $90,155 | $37,800 | $52,624 |
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