Long-term care planning prepares you for future care needs. Explore how it works, eligibility requirements, tax-free exchanges, and more with our expert resources. While it can protect assets, we also address challenges like premium costs and health qualifying for coverage. If it makes sense, one of our licensed professionals can help you create a tailored strategy that fits your needs.
✔ Over 30 years specializing in long-term care planning
✔ Options from multiple highly rated insurance companies
✔ Complimentary guidance from a professional long-term care advisor
✔ Endorsed by the American Association for Long-Term Care Insurance
Long-term care insurance policies and companies vary by state.
Your State's LTC Plans >Understand plan design, plan type and company selection, plus health qualification.
LTC Planning Process >Find out if you can qualify for LTC insurance using our pre-screen form.
LTC Prequalification >Current law allows a tax-free 1035 exchange from existing insurance to buy LTC insurance.
LTC 1035 Exchanges >Savvy buyers use these methods to obtain affordable long-term care insurance.
Long-Term Care Premiums >Deductions for long-term care insurance premiums can be significant.
LTC Insurance Tax Deductions >An overview of what it is, who needs it, where it’s received, and the average length of care.
What Is Long-Term Care >Understand LTC costs and how much risk you may want to transfer to an insurer.
Long-Term Care Costs >Get answers to the most common questions about long-term care planning.
LTC Common Questions >We’ll guide you through the process of choosing the best plan and company.
Because premiums and health underwriting criteria can vary substantially between companies, we represent all major insurance carriers.