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What Is Term Life Insurance?

Our Term Life Insurance quotes can help answer a very straight forward and difficult question:
How will my family manage financially when I die?

Planning ahead is one of the most important things we can do both for ourselves and our families. While we can’t always plan for the sudden changes that may happen in our lives, we can plan for what happens after.

What Is Term Life Insurance?

Term life insurance, in simple terms, is life insurance that lasts for a specific period of time. This means that a term life insurance policy can be a good strategy for both short and longer term needs or if you have a specific end point strategy. Our term life insurance quotes calculator allows you to select a term policy duration to meet your needs.

For example, if you want to guarantee your family will be able to pay a 20-year mortgage, you can choose a 20-year term policy. Term life insurance allows you to choose the length of coverage you need, such as 10, 15, 20, or even 30 years. During this period, you enjoy a level premium payment and your premiums are guaranteed not to change. After this period, rates will typically increase each year until the policy ends (commonly at age 95).

The most common type of term policy is a level term policy, which means that the value of the death benefit stays the same for the entire time your policy is active.

Get Immediate Life Insurance Quotes

We offer a wide range of life insurance from the nations leading life insurance companies. Our term life insurance quotes calculator finds you the best term life insurance policy for your situation.

Term Life Insurance Calculator

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Term life insurance quotes and calculator.