Long Term Care Insurance Cost, Quotes, Companies, AARP

Long Term Care Insurance

Call us: 800-510-8810

TRUSTED INSURANCE CARRIERS

by

Life Insurance Exchange for Long Term Care Insurance

Last updated: February 28, 2017 at 20:48 pm
Perhaps your current situation indicates your life insurance policy might be more beneficial to you if it was a long term care insurance policy. If so, you could have some options to consider as you may be able to perform a tax-free 1035 exchange of your life insurance policy for a long term care insurance policy. And, you’ll never have to pay taxes on the gains because long term care benefits are not taxable. [Read more…]

by

LTC Insurance Tax Benefits for Employers

Last updated: May 9, 2019 at 16:46 pm

LTC Insurance Tax Benefits

Through a long term care insurance executive carve-out program, employers can offer long term care insurance to a select group of employees. For example, a small company can have just two key executives it wants to insure for long term care, however the insurance company may require a minimum of three people to be insured. In this scenario, the wife of one of the executives can qualify as the third person and this small group would be eligible for the limited underwriting of group long term care insurance. [Read more…]

by

Long Term Care Insurance Rates Increase For Women Applicants

Last updated: February 2, 2017 at 23:31 pm
Most people recognize that on average, women live longer than men. Now long term care insurance companies are also going to recognize this fact in the amount they charge women for long term care insurance premiums. Previously, there was no difference in premiums between men and women for long term care insurance. Now the largest long term care insurer in the nation, Genworth Financial, reports the new underwriting guidelines and says the difference between men and women could be as much as 40%. [Read more…]